As most of you know by now, I spend part of my year in Crimea. A few years ago, just after the Maidan disaster in Ukraine and after the corrupt president, Viktor Yanukovitch left the country, Russia came to Crimea and basically took us from Ukraine. There was a referendum but no one the west accepted the result. Despite this contention, Russia annexed Crimea in the spring of 2014. The west responded with crippling sanctions that cut the Crimea off from all international banking including Visa/MasterCard, Western Union and SWIFT. But, until this last trip I was always able to access my accounts in my financial advisor (who shall remain hidden as I don't want any trouble). Not so this time. I found I was locked out from all my accounts, unable to use my ATM card even for purchases in the US and unable to do anything in my IRA. I got home with a few bucks in my pocket and a big itch in my trigger finger. I went to my advisor's local office and they told me that due to my being in Crimea and actually "living" there they had the right to essentially confiscate my money and there was nothing I could do about it. The conditions for returning the money were horrendous to say the least and a circular firing squad with no resolution.
The big instigator of this problem is a little known US office called the Office of Foreign Asset Control (OFAC for short). OFAC monitors and enforces all the sanctions on all the countries presently in the US doghouse. That includes North Korea, Cuba (still), half the Middle East, other assorted bad boys and Crimea. OFAC sets the rules for any financial transactions that transpire between the US and the sanctioned country. No two situations are the same. But, and it's a big but, my financial advisor wanted to apply the same rules to all sanctions and wanted to apply the most draconian rules to all of them. Now I know, from personal experience, that the OFAC sanctions on Crimea allow me access to my money when I'm not in Crimea and also allow me to transfer money to my family for personal expenses. Only business and 'charitable contributions' are not allowed. I tried, for 4 days, to get this across to my advisor but he refused to comply or even talk to OFAC for guidance. He held that it was within his right to enforce rules that were more stringent than the OFAC guidelines and there was nothing I could do. His instructions were so ludicrous that I won't even repeat them here but the essence was my wife and daughter had to leave Crimea. Not going to happen in my lifetime so the money was trapped. In desperation, I sent an email to OFAC explaining the situation and requesting their help in solving the problem. They came back with the same stipulations I outlined above. I gave this email to my advisor and waited. It took 2 days for them to get in touch with OFAC and get told, rather forcefully I'm understand, to cut out the crap and give me access to my money. That they did and I'm in the process of moving all my assets to another location. So pox on my financial advisor for being a total jerk. If you're nice to me I might even tell you who it was. One of the big boys I'm afraid.
Grand Canyon Yaki Point Storm
After 5 days of beating my head against a brick wall I finally got my money. I was exhausted and needed someplace that would lift my spirits. That place is and will always be the Grand Canyon. I have a few friends there and I love the beauty and serenity of the canyon. So I packed up all my gear and headed west. Due to the El Nino warming, the weather in the West has been a lot wetter and somewhat colder. Last year it was very dry but this trip we had lots of rain and cold winds. Didn't matter really. It was just great to be there. I visited some old photo sites and found a whole new look due to the clouds. One such place was Yaki Point, a few miles to the east of the main encampment. This is a beautiful overlook and the heavy clouds gave it a very different feel. I shot this during the daytime but the image is still very dramatic because the sun is being filtered by all the cover. I like it very much and hope you do too.
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| Grand Canyon Yaki Point - 16mm(1.6 crop),f/18,HDR,ISO 100,license CC BY-NC 4.0 |
